Dealing with the aftermath of an auto accident can be a daunting and complex process, especially when it involves legal proceedings. This guide aims to provide an in-depth insight into how auto accident cases are handled in the state of Oklahoma, and what steps victims should take to ensure that they receive the compensation they deserve.
Understanding Oklahoma’s Auto Accident Laws
In the state of Oklahoma, the legal framework for auto accidents operates on an “at-fault” system. This essentially means that the driver who is deemed responsible for causing the accident is liable for all resulting damages. These damages may include not only property damage but also medical expenses, lost income and even compensation for pain and suffering sustained by the victim.
Statute of Limitations for Auto Accident Lawsuits in Oklahoma
It’s important to note that Oklahoma has a 2-year statute of limitations for auto accident lawsuits, with a few exceptions. This timeline begins from the date of the accident, unless the plaintiff is under the age of 18. For cases involving death, the 2-year limitation period doesn’t commence until the date of the victim’s death.
Comparative Negligence in Auto Accident Cases
Oklahoma also adheres to a “modified comparative negligence” rule. According to this rule, if a plaintiff is found to bear a portion of the blame for the accident, their damages can be reduced proportionately. However, if a plaintiff is adjudged to be more than 50% at fault, they lose the right to recover any damages.
The Average Settlement Value of Auto Accident Cases
The typical settlement value of auto accident lawsuits in Oklahoma largely depends on the type and severity of the injuries sustained. Minor injuries may yield an average settlement between $10,000 and $20,000. Moderate injuries may result in settlements ranging from $40,000 to $115,000. However, in cases involving severe injuries, the settlement amount can be significantly higher. This is why you need to hire an Auto accident lawyer in Oklahoma to make sure you get the maximum compensation you deserve.
Filing an Insurance Claim After an Auto Accident
In the aftermath of an auto accident, it’s crucial to promptly report the incident to the respective insurance company. This initiates the claim process and sets the wheels in motion for potential compensation.
Dealing With Insurance Companies
Insurance companies can often be challenging to deal with. They might attempt to deny the claim or offer a settlement that is less than what the victim deserves. It’s advisable to let an experienced attorney handle these interactions to ensure fair treatment.
Understanding Oklahoma’s ‘At-Fault’ Insurance System
Oklahoma’s ‘at-fault’ system means that the driver who caused the accident is financially responsible for all damages that result from the accident. Determining fault, however, can be a complex process and may significantly impact the timeline of your case.
Truck Accident Cases in Oklahoma
Truck accident cases involving large commercial vehicles like tractor-trailers or 18-wheelers are significantly different from standard auto accident cases. Commercial trucks often carry large auto liability insurance policies with high limits, which can lead to higher compensation awards in Oklahoma truck accident cases.
Complexities Involved in Truck Accident Cases
Truck accident cases tend to be more complex and challenging to litigate compared to standard auto cases. This is due to the complex legal regulations involved in truck accident cases and the fact that commercial trucking companies are often defended by highly skilled counsel.
Oklahoma Personal Injury Settlements and Verdicts
The best way to evaluate the potential value of your personal injury case in Oklahoma is by examining the results of prior injury lawsuits. The settlement amount or jury verdict in a case can be influenced by a variety of factors, including the severity of injuries, the clarity of fault, and the quality of legal representation.
Navigating auto accident cases in Oklahoma can be a complex process, but with the right guidance and understanding of the law, victims can ensure that they receive the justice and compensation they deserve. If you find yourself in such a situation, consider seeking the help of an experienced attorney who can guide you through the process and fight for your rights.